Underrated Concerns on Social Topics for Essay That You Need to Know About

Underrated Concerns on Social Topics for Essay That You Need to Know About Rumors, Deception and Social Topics for Essay Deciding upon an emotional topic is also a great idea. A significant category of students can't relate themselves with good writers. They should be allowed to pray in school. Most students don't have patience since they have other curriculum activities to do. At the conclusion of day when you've got a topic for your essay which you would have got from the school or selected yourself after carefully analyzing your choices. You are going to want to map out just how you would like your work to flow, to make sure that it is logical. Following that, you may give your work to somebody else to read it over. Today, work can be gotten from any portion of the world. Social issues transcend almost every facet of the society, and for that reason, given the job of writing an essay on social issues, one is indirectly given the opportunity to select from the multitud e of topics within the area. Individuals will willingly supply you with any type of help regarding your research paper topics. You may continue to keep your argumentative essays for your upcoming job portfolio in case they're highly graded. The sources used needs to be cited properly as a way to prevent plagiarism. Even if you're a specialist in a particular field, don't be afraid to use and cite external sources. The researched material should be organized. You might be writing an argumentative essay to argue for a specific point of view or to may do a persuasive essay to spell out the steps necessary to finish a task. You've got to present the full concept in there. Put simply, globalization has changed into a playground where only the wealthy and affluent can play. Thanks to the correct option of presentation style and a thorough understanding of the goals you wish to attain in your essay, there are plenty of categories essay themes may be broken into. An essay includes three main components, 1. It can have a lot of intentions, but the basic structure of all type of essays will be same. The secret to writing an effective essay is very good preparation. Social Topics for Essay Ideas Writing companies should make certain that customers get essay papers which are in compliance with instructions. Frequently the program will give a list of correct spellings to pick from. Libraries often don't offer enough material for research work as the array of books and journals is constrained. There are various kinds of writing professionals. Then there are various varieties of articles which have to be written. All you need to do is to locate the correct essay on-line services. Keep the first few sentences short, if you're able to. The Social Topics for Essay Game There are various essay writing styles which students are needed to use while writing their academic papers. Scholars find it quite challenging to compose supreme excellent essays. Students should be quite thorough in their research in order to spot the most suitable essay writing firms. Essay writing is a little simple than dissertation writing. Creativity and research ought to be taken into consideration when hiring writers. Writing about research paper topics can be quite tough and time consuming for students. Knowledge is going to be the critical.

How the Deregulation of Banks Caused the Great Recession

How the Deregulation of Banks Caused the Great Recession The recession of 2008, which we are only just starting to come out of, happened as a result of a few major factors. The primary factor was the deregulation of banks during the Bush administration. Another factor was that banks offered loans without looking into the financial stability of borrowers or businesses. Also, credit unions, savings and loans, and banks entered into competition with each other. The Security and Exchange Commission, S.E.C., reduced requirements so that banks could pile up debts. Banks first became regulated in the 1930 when Franklin D. Roosevelt became president. When Roosevelt became president, â€Å"the fed government intervened deeply into the†¦show more content†¦As competition increased between savings and loans, banks, and credit unions, banks were eager to attract loan applicants in order to increase revenue and compete with other financial institutions. Jack S. Light, the author of Increasing Competition between Financial Institutions, said in his book that â€Å"commercial banks are diversifying their assets toward higher percentages of mortgages and consumer loans, and thrift institutions are seeking authority to diversify their loan structures. Moreover, mounting pressures are working toward, and have partially succeeded in, changing the authority of thrifts to include third-party payment accounts similar to commercial bank demand deposits.† (Light) Because of this eagerness to bring in new clients, they were willing to give out loans without checking into the financial stability of the borrower or the business that was requesting the loan. Unfortunately since the banks didn t look into their clients’ financials adequately, many clients defaulted on their loans because they could not afford the payments, especially when balloon payments started. 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The origin of the crisis, the film argues, can be traced back to the 1980s, when the process of deregulation was eagerly implemented under theRead MoreThe Economic Crisis Was The Worst Monetary Disaster Since The Great Recession1279 Words   |  6 PagesThe 2008 economic crisis was the worst monetary disaster since the Great Depression that resulted in a global financial meltdown, costing the world over $20 trillion. The Academy Award nominated filmmaker, Charles Ferguson’s Inside Job, exposes the shocking truth behind the Great Recession and how millions of people lost their savings, jobs, and homes. The film begins not on Wall Street or even in the United States, but Iceland. A nation whose problems turn out to become the world’s in microcosmRead MoreThe Financial Crisis Of 2007-20091490 Words   |  6 PagesThe financial crisis of 2007-2009 resulted from a variety of external factors and market incentives, in combination with the housing price bubble in the United States. When high levels of bank and consumer leverage appeared, rising consumption caused increasingly risky lending, shown in the laxity in the standard of securities screening and riskier mortgages. As a consequence, the high default rate of these risky subprime mortgages incurred the burst of the housing bubble and increased defaultsRead MoreEssay on The Credit Crunch2520 Words   |  11 Pageslate 2000’s what was known as the â€Å"Global Recession† or â€Å"The Credit Crunch† occurred. The only financial crisis comparable to the recent 2008 United State recession was the Great Depression, which occurred in the 1930’s. The financial crisis of the late 2000’s resulted in the downfall of the largest financial institutions as measured by market capitalization vales. The situation created the need for governments and regulators to bailout most banks and caused dramatic drops in stock market values arou ndRead MorePolicy Failures Essay1253 Words   |  6 Pagesreaction to the Great Recession could have assumed that it was an intelligence failure perpetrated by the failure to understand and anticipate the risk in the economy. Or perhaps there was too much noise to be able to pick out clear indicators of the pending economic turmoil. However, to do so dismisses the culture of deregulation that existed throughout the 1990s and early 2000s. It also dismisses the political nature of financial policy making. Thus, at its core, the Great Recession occurred as aRead MoreA Brief Note On Sweden And Finland And Sweden997 Words   |  4 Pagesrole in deciding a nation’s fate. 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Lease Accounting

Question: Write an essay on changes in Lease Accounting and It's Effect. Answer: Lease accounting has always been a point of discussion amongst various accountants. The principles for lease accounting to be followed for a particular transaction by an organization always been a debatable question. Changes to lease accounting described in IFRS 16 will not be welcomed by all. It is perceived that such changes in the accounting of leases method may lead to defaults on the debt covenants. There are two kinds of leases- Operating and financial. Operating lease is the most popular of the two as it helps to keep the balance sheet lighter from its debts. Operating lease is said to be a form of Off- balance sheet funding (Sherman, ,2014). The balance sheet does not account for the operating lease entered by a firm. Thus the users of the financial statements have to go out of their way in adding to the companies liabilities the lease payments it is required to make so as to get a clearer view of the companys debt position. However the information regarding the operating leases provided in the notes to accounts are not sufficient enough to serve the purpose. Because of this the IFRS 16 came into force. The financial reporting suggests that the leases should be accounted for in the balance sheets of the companies. The changes will not be popular specially amongst franchisees as the standard requires the recognition and the recording of the lease at the time of its commencement using a discounted method for the future lease payment. The franchisees however renew their lease agreements on the basis of requirements and if the same is not renewed in any particular year then it would put an unnecessary burden on the balance s heet of the company (Pollack, 2013). It is this pressure which will make this standard less popular. The balance sheets of the companies would apparently look more risky affecting the debt equity ratios also. It would lead to a scenario wherein the business houses will have to re-negotiate their debt covenants to safeguard themselves from the brunt of the accounting changes for leases. The lease agreements are generally for a period of as long as 99 years also and discounting the same at its NPV is an impracticable task (Weinstein , 2016). The cost versus benefit clearly shows that the companies have to account for around $2 trillion to their liabilities. Banks grant loan basis the debt equity ratios and this methodology will disturb the entire cycle and may even lead to banks demanding for higher rates of interests or demand for early repayment. This may disrupt the entire income expense cycle of business houses hurting the pockets of consumers, employers and all others who are directly or indirectly associated with it (Bennett, 2014). Due to this fear and expected heaviness of the balance sheet which would lead to liquidity issues, confidence lacking amongst the investors and in some cases also insolvency the new methodology of lease accounting is less popular with everyone.

The color therapy

Introduction Currently, the color therapy is recognized as an effective natural healing technique widely used in medicine and counseling.Advertising We will write a custom report sample on The color therapy specifically for you for only $16.05 $11/page Learn More This report will track the historical development of the chromotherapy theories and evaluate the results of the experiment and the impact of different colors upon the energy distribution in natural field under different environmental conditions which can be further used in the counseling practice. Literature review Color therapy also referred to as chromotherapy is based on the assumption that color and light can be used for balancing the energy within the human bodies and preventing or healing the mental and physical disorders and has been known since ancient times. There is evidence that ancient Egyptians and Greeks built color healing rooms into their temples (Wills 2007). The first records o n using color as therapy can be found in works by Aulus Celsus dated back to the 1st century in Rome (Garala et al. 2009). The relationships between the colors, diseases and their treatments were investigated by the Arab physician Avicenna in the 9th century. A system of colored lights known as spectro-chrome lamps was created in 1920 by an American scientist of the Indian origin Dinshah Chadiali (Garala et al. 2009). A color test introduced by a Swiss psychologist Max Luscher in 1947 is still used by consultants for defining the psychological state of their patients. A Russian researcher Krakow made a significant contribution to the studies on the color therapy by investigating the effects of different colors upon the nervous system. Though this approach can be criticized for the lack of rigorous studies, many practitioners utilize Krakov’s findings and take advantages of the color therapy for reducing the stress-related pain (Garala et al. 2009).Advertising Looking for report on psychology? Let's see if we can help you! Get your first paper with 15% OFF Learn More The color therapy theories create the links between the seven colors of the spectrum and the main chakras in the human body which in their turn are associated with certain organs and systems. The main task of the practitioner is defining the missing color for diagnosing the corresponding weakness of a particular organ and applying the color therapy for making up the existing deficits (McGuiness 2007, p. 14). Moreover, there is a growing recognition that due to the power of electromagnetic signals such as color, chromotherapy can be even more effective than the traditional methods of treatment (Lipton, 2005; Vasquez, 2006). Though the patient’s cultural background and current emotional and physical state are the factors deserving serious consideration while developing a concrete treatment plan, the color therapy can be used for changing the patients’ condition (Gal ano 2009). Saito Tada (2007) noted that the colors associated with natural scenes and landscapes can be effective stimulators for Japanese people because of the value given to nature in Japanese culture. With the roots which can be found in the culture of ancient civilizations, color therapy which has been rediscovered in the mid-nineteenth century is widely used in modern psychology and consulting for the purposes of diagnosing and treating the patients. Conceptual framework The ancient Chinese Five Phase Theory can be regarded as a conceptual framework for explaining the processes attributed to the color therapy and enhancing their effectiveness.Advertising We will write a custom report sample on The color therapy specifically for you for only $16.05 $11/page Learn More The Five Phase Theory assuming that the properties of the five phases, including wood, fire, earth, metal and water allow explaining all the phenomena of the surrounding world which a re mutually interdependent and restraining (Flaws 2007, p. 15). This theory introduces a complex mechanism driving transformations in nature and human organism. Each of the phases corresponds to certain chakras and organs and psychological conditions. According to this doctrine, there are two main cycles of interaction, namely generating and overcoming. Similar to the Five Phase Theory, modern chromotherapy correlates chakras with certain organs, conditions and colors of the individual’s aura (McGuiness 2007). Thus, red corresponding with the first chakra can encourage both positive qualities such as courage and perseverance and negative qualities such as stubbornness, cruelty and anger, which in their turn can be related to the cycles of generating and overcoming respectively. Yellow corresponding with the third chakra can have impact upon the feelings of detachment and person’s concentration, agitation and anxiety. Green corresponding with the forth chakra allows har monizing, relaxation and concentration, whereas too much of green color can make an individual suffer from lethargy and jealousy. Blue corresponding with the fifth chakra can encourage either the state of peace or doubt and melancholy. From the above discussed examples, it can be seen that the two possible cycles of the Five Phase Theory should be considered for the effective use of chromotherapy in counseling.Advertising Looking for report on psychology? Let's see if we can help you! Get your first paper with 15% OFF Learn More Methodology The primary objective of the experiment was exploring the impact of different colors upon the processes of energy distribution in natural fields under the same environmental conditions, including the parameters of humidity and amount of light. The 7 pieces of white bread were put into the transparent containers with multicolored lids fully covering them. A container with a transparent lid was added for controlling the achieved results. The picture of the changes in the bread color and surface were taken every 7days. The experiment was conducted in four apartments with conditions varying in relative humidity and intensity of sunlight for evaluating the impact of environment upon the outcomes. Analysis and discussion Through the analysis of the achieved results, it has been discovered that the color of the lid had a significant impact upon the natural processes within the pieces of bread reflected in the color changes and the growth of mould. The findings of the experiment can be related to the cycles of generating and overcoming as outlined by the Five Phase Theory. Estimating the transformation of the pieces of bread placed in the same apartment, it can be stated that the red color accelerated the growth of mould, whereas green lid had restrained the mould growth and even prevented its formation in the apartment with the intense sunlight and lower humidity facing the West. At the final day of the experiment, three weeks after its beginning, the piece of bread in the container with the red lid in the apartment with the lower humidity and the intense sunlight, changed its color completely and became golden yellow and black which indicate the beginning of the mould formation. At the same time, the piece of bread in the container under the yellow lid was whole brown, under the blue and white lids the pieces became whole black, the whole yellow piece of bread was found under the black lid, and there was no any changes of the color and signs of mould in the container under the green lid. It is significant that a piece of bread in the container under the transparent lid was largely yellow with black mould on it. The findings retrieved from the control container clearly demonstrate that the color lids have a significant impact upon the energy distribution within the natural fields. Similar principles of the mould growth were observed in the rest of the apartments with different levels of humidity and intensity of sunlight, whereas the results of the mould growth ranging from the most significant in the container under the transparent lid, followed by the results achieved from the container with the red, black, white, blue and yellow colors. The achieved results are compliant with the main principles implemented by modern chromotherapy assuming that red is the color of agitation and acceleration of growth, whereas green is recognized as a color restraining the growth. Though the mould grew completely around the yellow and blue boxes i n the apartments with the higher humidity and where the electric light was used, the colors of the grown mould were relatively monotonous. It can be explained with the fact that blue and yellow are regarded as the colors of calming and relaxing which are widely used in modern chromotherapy for psychological counseling. Conclusion Though the intensity of sunlight and the level of humidity had a significant impact upon the results of the experiment, it can be concluded that the research findings have revealed that different colors affect the processes of energy distribution in different ways which are however compliant with the basic principles of modern chromotherapy. Self-reflection with critical points Though the design of the experiment was intended to take into account the variety of factors, including the environmental conditions, it has certain limitations. Thus, certain unpredictable variables, namely the weather could influence the achieved results but were neglected in the e xperiment. Other drawbacks of the study design which can be considered as its limitations were the lack of the planning and registering details and disregard of additional sources of the energy input, including the TV and mobile phones, interference of the family members and others. The findings of this experiment which are compliant with the main principles of the modern theories on color healing are valuable for the current chromotherapy practices. The results of the experiment clearly demonstrate that various colors can have a significant impact upon the energy distribution and other processes taking place in the physical environment, and consequently, can be applied as effective healing techniques by modern counselors. Another valuable conclusion which can be drawn from the conducted experiment is that the choice of the most appropriate color healing techniques requires consideration of a variety of the related factors, including the patients’ cultural background, environ ment and personal preferences. Thus, Luscher’s color test can be used by counselors for detecting the existing deficits and diagnosing the patient’s current condition. The following steps presuppose selecting the methods for solving the existing problems and their implementation through color healing. However, it should be noted that the excessive amounts of certain colors can have the adverse effects which can be explained by the integrity of the generating and overcoming cycles of the Five Phase Theory. Thus, red can not only agitate and activate the mental processes if it is necessary, but also result in cruelty and anger, whereas green which is expected to have calming and harmonizing effects can also result in lethargy and jealousy. The above discussed aspects should be considered for selecting the most appropriate techniques of color healing for every individual customer and applying them to the counseling practice. Reference List Flaws, B. (2007). Statements of fact in traditional Chinese medicine. Boulder, CO: Blue Poppy Press. Galano, A. (Spring 2009). Smart lighting: LED implementation and ambient communication applications. Unpublished master’s thesis, University of California, Berkerley. Web. Garala, K., Basu, B., Mehta, K., Joshi, B. (2009). Alternative to drug delivery system: Chromotherapy. Drug Invention Today, 1(2): 130 – 134. Lipton, B. (2005). The Biology of belief. Santa Rosa, CA: Mountain of Love/Elite Books. McGuiness, L. (November 2007). The Healing Power of Colour. Positive Health: 14 – 17. Saito, Y. Tada, H. (2007). Effects of color images on stress reduction: Using images as mood stimulants. Japan Journal of Nursing Science, 4: 13 – 20. Vasquez, S. (2006). Color: Its therapeutic power for rapid healing. Subtle Energies and Energy Medicine, 17(2): 1 – 21. Wills, P. (April 2007). Healing with Colour Therapy. Positive Health: 9 – 12. This report on The color therapy was written and submitted by user Tanner H. to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. 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